affordable homeownership
Are you interested in becoming a Habitat homeowner? The first step is to fill out our interest form below. Please be aware that submitting your interest does not guarantee selection. You will only be contacted for additional information once homes are available in your area if you have met specific requirements in the interest form.
Ready to get started? Read on to learn more about the program and its requirements!
counties
sites
homes
we partner with future Habitat homeowners who meet three main qualifications
Demonstrate the need for safe housing
Have the ability to pay an affordable mortgage
Willing to partner in the construction of the home
cost
these homes are not free
sweat equity
future homeowners work 500 hours to build their home
credit score
your credit score must meet a minimum number
INCOME REQUIREMENTS
A family’s income is based on their TOTAL household income. This includes all job earnings, public assistance, social security, disability, child support, and/or alimony payments. Government rent subsidies (Section 8) are not considered income. Requirements are based on HUD guidelines.
You must be a resident of the county where we are building for at least ONE YEAR prior
You must be a U.S. citizen or permanent resident
You must be able to complete at least 500 hours of “sweat equity”
You must have a FICO score greater than 640
You must demonstrate a need for safe, decent housing AND be willing to pay an affordable mortgage
Are you interested in homeownership? The first step is to complete the interest form. One of our representatives will confirm receipt within 72 hours.
We will only contact you if we have available homes and if you meet the necessary requirements. Please note that we cannot reach you if your contact information changes.
Are you an existing Habitat homeowner and do you need to submit a warranty concern? You can access the form below to submit your concern. Please be prepared to enter the password provided to you in your warranty binder.
