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affordable homeownership

Habitat for Humanity Greater Fresno Area does not build houses for families, but we facilitate a partnership with families who:

1) Demonstrate the need for safe housing,

2) Have the ability to pay an affordable mortgage, and,

3) Are willing to partner in the construction of their home.


interested in

becoming a

Habitat homeowner?

please submit an interest form below!

​​This partnership engages community supporters who join future homeowners in the construction process. Future homeowners invest their own labor (or “sweat equity”) into building their Habitat house and pay back a low-interest mortgage.

Applicants must meet certain HUD household income requirements, have a minimum credit score, and donate 500 hours of sweat equity (just to name a few qualifications). If you are interested in Habitat homeownership, the first step is to complete the interest form.  One of our representatives will confirm receipt within 72 hours. Please be aware that submitting your interest does not guarantee selection.

You will only be contacted for additional information once homes are available in your area if you have met specific requirements in the interest form. It is normal to experience a long delay as we receive applications daily and can only reach out if we have available homes. Please note that we cannot reach you if your contact information changes, so please be certain to enter your correct information in the form and contact us in the future if your phone number or email are updated.


We appreciate your patience!

INCOME REQUIREMENTS (based on HUD guidelines)


NOTE: A family’s income is based on their TOTAL household income. This includes all job earnings, public assistance, social security, disability, child support, and/or alimony payments. Government rent subsidies (Section 8)are not considered income.

Are you an existing Habitat homeowner and do you need to submit a warranty concern? Please log in to our Habitat Homeowner Portal below by using the password provided to you in your warranty binder.

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